- Part D late enrollment penalty - The late enrollment penalty is an amount that's permanently added to your Medicare drug coverage (Part D) premium. You may owe a late enrollment penalty if at any time after your...

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Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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1. What is Original Medicare? - The term “Original Medicare” refers to Medicare Part A and Part B. Part A helps cover the cost of hospital-related care, including inpatient services, lab tests and surgery. Part B is the...

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Medicare Parts A and B Coverage Gaps - Original Medicare offers Part A (hospital insurance) and Part B (medical insurance)-coverage that covers many of your healthcare needs once you enroll. But it doesn’t cover...

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You can only join, switch, or drop a Medicare Advantage Plan during the three enrollment periods described below:1. Enrollment Period - When you first become eligible for Medicare, you can sign up during your Initial...

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Who can join a Medicare Advantage Plan? - To join a Medicare Advantage Plan you must: Have Part A and Part B Medicare.Live in the plan's service area. What if I have a pre-existing condition? You can join a Medicare...

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What are Medicare Advantage Plans? A Medicare Advantage Plan is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” are offered by Medicare-approved private...

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When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Summary: At Ficon-Bush Insurance, we strive to help the local community with their insurance needs and support our customers in every way possible. Due to current and expected future growth, we are seeking a customer...

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