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All You Ever Wanted to Know About Insurance

How to Evaluate and Choose Energy-Efficient Appliances

Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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How to Choose Smoke and Carbon Monoxide Detectors

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom...

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How to Make a Fire Safety Plan

No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn...

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Medicare Part D - Late Enrollment Penalty Explained

- Part D late enrollment penalty - The late enrollment penalty is an amount that's permanently added to your Medicare drug coverage (Part D) premium. You may owe a late enrollment penalty if at any time after your...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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10 Frequently Asked Questions about Medicare Plans

1. What is Original Medicare? - The term “Original Medicare” refers to Medicare Part A and Part B. Part A helps cover the cost of hospital-related care, including inpatient services, lab tests and surgery. Part B is the...

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Understanding Medicare Parts A and B Coverage Gaps

Medicare Parts A and B Coverage Gaps - Original Medicare offers Part A (hospital insurance) and Part B (medical insurance)-coverage that covers many of your healthcare needs once you enroll. But it doesn’t cover...

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When can I join, switch, or drop a Medicare Advantage Plan?

You can only join, switch, or drop a Medicare Advantage Plan during the three enrollment periods described below:1. Enrollment Period - When you first become eligible for Medicare, you can sign up during your Initial...

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Medicare Advantage - Who can join?

Who can join a Medicare Advantage Plan? - To join a Medicare Advantage Plan you must: Have Part A and Part B Medicare.Live in the plan's service area. What if I have a pre-existing condition? You can join a Medicare...

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Medicare Advantage Plans Explained

What are Medicare Advantage Plans? A Medicare Advantage Plan is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” are offered by Medicare-approved private...

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